Capital One Trade Credit offers customized B2B credit programs with upfront funding, protection from credit risk, and tools to help our merchants grow their sales. Capital One Trade Credit focuses on customizable business-to-business credit management programs for enterprise-scale merchants and small- to medium-sized companies. Its programs allow for a seamless purchase-to-payment process featuring a combination of credit decisioning, accounts receivable management tools, cash flow, and risk protection, all with collections and customer support.